If you add it to your Target wallet and have the app downloaded, you can even scan your app's bar code to redeem offers and pay for your purchases without having to pull the card out. You can also set it as your default payment, if you prefer.Īnd if you're shopping in-store, you can use the card like any other debit card. Then you can shop online or via the Target app as normal and choose the reloadable RedCard during checkout. If you're shopping at Target online, you'll simply need to enter your reloadable RedCard information into your account's wallet so it'll be available for payment. You'll need that app for reloading your card, so go ahead and download it, even if you aren't interested in the other capabilities like viewing your available balance, details of transactions, and on-the-go management. While you can add cash to your account for free at a Target store, there's also an app for Android and iOS users. SEE ALSO: The Ultimate Guide to Shopping at Target After that you'll provide the necessary personal details, and then you'll be able to open your account. That's where you'll go through initial account setup, including putting in a username, email address, and creating a password. If you check those boxes, you can proceed to the next page. You just have to meet a few requirements:īe 18 years old in most states (19 in Alabama and Nebraska) However, the process of setting up a Target RedCard Reloadable Account is much easier. Target states that it may also get information about current account balances, which could be used to set initial daily limits for your debit card. Around step 3, though, you'll have to link and verify your personal checking account. The application for that starts out much the same way as the credit card version. You'll also have to apply for a Target RedCard debit card if you want one. Instead, you'll go through the application process, and then Target will decide which card you receive if you're approved. If you'd like a RedCard credit card, you can fill out the Target credit application here, but you won't be able to choose which card you get. There you'll find a breakdown of each type and the benefits they come with, as well as buttons to proceed further. Have a certain Target RedCard version in mind? You'll want to head over to the retailer's RedCard portal first. Other than those two exceptions, the reloadable RedCard is like the other options and just as good! And even though you can use it like a Visa debit card, you won't earn extra cash back on those purchases outside of Target. However, the reloadable RedCard is not eligible for paying directly from a checking account, but that makes sense, as it's not connected to your bank. Target's reloadable RedCard offers many of the same perks as the other RedCard variations, like 5% off at Target and. It also shares the perk of allowing withdrawals of up to $40 at checkout. The new Target RedCard Reloadable Account has the same five perks that the other cards do, but it also gives you the ability to add cash for free at Target - and then use your reloadable RedCard anywhere Visa debit is accepted. Using a RedCard to pay for your purchases nets you an additional 30 days to return and exchange items.Īdditionally, if you opt for the Target RedCard Mastercard, you'll get all of these perks and earn 2% on dining and gas purchases, plus 1% everywhere else outside of Target. That extra return time is significant, too. RedCard Exclusives, including special items and offers They both had the same benefits, although the debit card also let shoppers pay for Target purchases directly from a checking account and withdraw up to $40 in cash at checkout.Īll Target RedCard versions offer the following perks:ĥ% off every day at Target and įree 2-day shipping on select items online Previously, only two versions of the card were available: a credit card and a debit card. How to Save With a Target Reloadable RedCardĪ Target RedCard is a method of payment specifically for Target purchases, although you can use some iterations elsewhere, as well.
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